Career Finance Life San Francisco

Here goes!

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After spending the last several months reading blogs and listening to podcasts, I’ve become mildly obsessed with personal finance. With some encouragement and support (thanks Millennial Money DiariesThe Luxe Strategist, and The Origami Life), I’ve decided to join the community and start my own blog!

As mentioned in my About page, I’m a late twenty-something living in San Francisco and working in the tech industry. I was raised by immigrant parents, who told me stories of how they grew up poor in small agricultural villages. I inherited their frugality and became a natural saver. Following my parents’ advice, I studied hard in school, went to college and graduate school, and eventually started working in corporate America.

All along the way, I’ve saved a substantial portion of my income, whether it was my grad student stipend or my six-figure salary. For a long time, I thought just saving money was enough. I didn’t know about or understand things like inflation or compound interest and to be completely honest, my eyes would glaze over whenever I tried to read any financial literature. I never seriously thought about retirement or buying a house because I just assumed that when the time came, I’d figure it out and hopefully have enough money saved up. I was relying on blind faith that I was doing the right thing, purely because I was following everything that my parents and society told me to.

Earlier this year, I decided to become more invested and take a more active role in my own personal finance education and management. I started listening to personal finance podcasts (Afford Anything was my first) and found myself really enjoying what I was learning. As I consumed more and more information through blogs and podcasts, I realized that I had my own stories to tell and lessons to share. So, I decided to finally take the jump into the personal finance community and blogging world. In addition to offering my own ideas and opinions, I’m hoping I can improve my writing skills and make some like-minded friends with this blog. Thanks for joining me and hope you keep coming back! 

Photo by Jan Traid on Unsplash

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12 thoughts on “Here goes!”

  1. Yay!! Welcome, new blogger 🙂
    There’s nothing quite as rewarding as taking your financial future into your own hands. I thought I knew a lot, but once I started blogging and talking to other bloggers I started learning so much more.

    1. Thank you! I’m definitely starting to see that! Everyone has been so friendly and supportive! I’m so glad I finally decided to join! 😀

  2. Welcome Cyn! I wish you nothing but success and happiness in your new venture.

    You’ve already got the hardest part down, SAVING! Well done. Now just put those savings to work for you.

    Looking forward to following your progress. Best, Church.

    1. Hi Church! Thanks for stopping by and for the support and encouragement!

      Ps. I can relate so much to your own story, from the old world upbringing to chasing investments (especially that Apple stock). I’m excited to read more about and learn from your personal finance journey! 🙂

  3. Welcome Cyn!! Great to have a fellow Bay Area blogger join the PF community. They are all supportive and friendly. Afford Anything is one of favorite podcasts as well. Paula gives out great advice especially about real estate.
    Looking forward to hearing from you more!

    1. Thanks Kris! Glad to hear that about the PF community. 🙂 Great to hear you’re also a fan of Paula’s!

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