After spending the last several months reading blogs and listening to podcasts, I’ve become mildly obsessed with personal finance. With some encouragement and support (thanks Millennial Money Diaries, The Luxe Strategist, and The Origami Life), I’ve decided to join the community and start my own blog!
As mentioned in my About page, I’m a late twenty-something living in San Francisco and working in the tech industry. I was raised by immigrant parents, who told me stories of how they grew up poor in small agricultural villages. I inherited their frugality and became a natural saver. Following my parents’ advice, I studied hard in school, went to college and graduate school, and eventually started working in corporate America.
All along the way, I’ve saved a substantial portion of my income, whether it was my grad student stipend or my six-figure salary. For a long time, I thought just saving money was enough. I didn’t know about or understand things like inflation or compound interest and to be completely honest, my eyes would glaze over whenever I tried to read any financial literature. I never seriously thought about retirement or buying a house because I just assumed that when the time came, I’d figure it out and hopefully have enough money saved up. I was relying on blind faith that I was doing the right thing, purely because I was following everything that my parents and society told me to.
Earlier this year, I decided to become more invested and take a more active role in my own personal finance education and management. I started listening to personal finance podcasts (Afford Anything was my first) and found myself really enjoying what I was learning. As I consumed more and more information through blogs and podcasts, I realized that I had my own stories to tell and lessons to share. So, I decided to finally take the jump into the personal finance community and blogging world. In addition to offering my own ideas and opinions, I’m hoping I can improve my writing skills and make some like-minded friends with this blog. Thanks for joining me and hope you keep coming back!